Appliance repair business insurance

Running an appliance repair business is difficult. Insuring it shouldn't be. Call to get a quote for appliance repair business insurance in minutes.

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Keeping your customers’ routines running smoothly is tough work

Household routines tend to run smoothly—until they don’t. When an appliance needs repair, it can have cascading effects on the family’s daily life. Your job is to get your customers’ lives back to normal as soon as you can. You love the ability to bring that normalcy back. However, working with several different brands and types of appliances, like refrigerators, dishwashers, or dryers, from house to house is complex work and leaves plenty of room for errors or accidents.

If you own an appliance repair business, your job involves risks and potential liability. It’s important to have the right insurance package for exactly what you do, like washer and dryer repair or dishwasher repair. A comprehensive policy keeps your business, your people, your investments, and your clients properly protected.

  • Operate a business with a physical location.

  • Have assets, like inventory or equipment, that can be stolen or damaged.

  • Risk customer injury or property damage due to your operations.

Accidents that could threaten your appliance repair business

Without appliance repair business insurance, claims can take a considerable toll on the financial viability of your repair and maintenance business. Here are just a few examples of accidents that could threaten your investments:

  • Customer property damage: if a customer hires you to repair a refrigerator and the homeowner finds damage to their kitchen floor, they could claim that your equipment caused it. Without proper refrigerator repair business insurance, you would pay for the damage out of pocket.

  • Auto accident: if your employee accidentally rolls through a stop sign and causes an accident on the way to or from a job, auto-related claims will affect your business.

  • Work-related injury: you could experience a workplace injury, for example, a strained back from a refrigerator repair. The right appliance repair business insurance will help cover the costs and get you back to work faster.

  • Save money. Your property and liability risks are bound in a single package with premiums that are typically less expensive than purchasing and renewing each coverage individually.

  • For example, just like when you order a meal at a fastfood restaurant, when you buy the meal deal, it's cheaper than if you buy your sandwich, drink, and fries individually.

  • Simplifies the insurance process and makes it easier for you to manage multiple coverages in one business owner’s policy.

  • It’s invaluable to have the peace of mind that you are properly protected through a range of coverages included in one business owner’s policy so you can focus on growing your business.

Landscaping Insurance for Landscapers

What kind of insurance does an appliance repair business need?

The insurance you need depends on several variables. You’ll want to be financially covered if you happen to make a mistake, experience an injury, or have a misunderstanding with a client. 

You need a comprehensive appliance repair business insurance plan that safeguards your investments, your equipment, and your personnel, wherever you go. Types of coverage for an appliance repair and maintenance business could include:

Tools and equipment.
Other specific coverages to protect your residential remodeling business.

How to get appliance repair and maintenance business insurance

Leave your “get the right insurance” to-do list to the pros. While many potential accidents could threaten the stability of your appliance repair business, working with a trusted advisor who understands appliance repair business insurance can help protect your investments and allow you to focus on getting the job done right.

There is no one-size-fits-all solution for any appliance repair business. That’s why it’s important to discuss where and how you operate with a knowledgeable commercial insurance agent who has experience in appliance repair and maintenance business insurance. They can get you the coverage you need.

Don’t navigate commercial insurance alone. While many potential accidents could threaten the stability of your establishment, working with a trusted advisor who understands bar and restaurant insurance can help protect your investments and allow you to focus on getting the job done right.

There is no one-size-fits-all solution for any establishment, which is why it’s important to discuss where and how you operate with a knowledgeable commercial insurance agent who has experience and will get you the coverage you need.

Your business is worth protecting

To connect with an agent experienced in insurance for appliance repair and maintenance businesses, call the CIC.

Why choose the Commercial Insurance Center for appliance repair business insurance?

By now you understand how important it is for your business to be properly insured. What’s next? Get matched with an expert who will take the time to understand the nuances of your business and industry to get you the right coverage at the right price.

Call the Commercial Insurance Center now at (380) 225-5242  to connect with an agent who has experience providing insurance for appliance repair businesses just like yours.

By now you understand how important it is for your business to be properly insured. What’s next? Get matched with an expert who will take the time to understand the nuances of your business and industry to get you the right coverage at the right price.

Call the Commercial Insurance Center now at (380) 225-5242  to connect with an agent who has experience providing bars and restaurant insurance for businesses like yours.