Insurance for cleaning services
Running a cleaning service is difficult. Insuring it shouldn't be.
Call to get a quote for cleaning services insurance in minutes.
Bringing calm to the chaotic. And bringing peace of mind to your future
Your cleaning services business provides each customer a feeling of calm and order that gives you (and them) great satisfaction. You help reduce the stress of the mess and provide a tidy, pristine place of relaxation that brings smiles to each customer’s face.
But working on-site in various locations with varying needs can present unique risks in the janitorial and cleaning services industry.
Have assets, like inventory or equipment, that can be stolen or damaged.
Risk customer injury or property damage due to your operations.
Accidents that could threaten your cleaning service business
Without proper insurance for cleaning services, claims can take a considerable toll on the financial stability of your business. Here are just a few examples of accidents that could threaten your investments and throw your business into disarray:
Customer property damage: if you’ve been hired to clean an office after hours and the client finds that some of their computers are damaged, they could claim that you or your staff caused it. Without insurance, you might have to pay for the damage out of pocket, even if it was not really your fault.
Workplace injuries: an employee could experience a workplace injury during the many physical tasks involved in cleaning, for example, vacuuming stairs or standing on a stepladder to reach dust in high-up nooks and crannies.
Commercial vehicle accident: if your employees cause or are involved in a car accident on the way to their next client and you don’t have the right insurance for cleaning services, you could be responsible for injuries and/or damage.
Employee theft: in the unlikely event that an employee steals some expensive jewelry from a client’s home, your business would be liable. You can’t be too careful.
Property damage: you may have invested in state-of-the-art equipment to provide a specialty service like carpet and upholstery cleaning service. If a storm or mishap damages the equipment and you’re not insured, you may experience replacement and opportunity costs.
For example, just like when you order a meal at a fastfood restaurant, when you buy the meal deal, it's cheaper than if you buy your sandwich, drink, and fries individually.
Simplifies the insurance process and makes it easier for you to manage multiple coverages in one business owner’s policy.
It’s invaluable to have the peace of mind that you are properly protected through a range of coverages included in one business owner’s policy so you can focus on growing your business.
What are the right kinds of insurance for cleaning services and other janitorial businesses?
Providing cleaning services for homes or businesses means working in various locations and risking damage to property or employee injury. As is true for many business owners, you can start to gain protection and peace of mind through general liability (GL) and workers’ compensation (WC) coverage.
But to protect your investments, your equipment, and your personnel, (wherever the job site is), insurance for cleaning services like yours should include coverage beyond standard GL and WC policies. Additional types of insurance for cleaning services coverage could include:
How to get insurance for a cleaning services business
Don’t navigate commercial insurance alone. While many potential accidents could threaten your cleaning services business, working with a trusted advisor who understands insurance for cleaning services can help protect your investments and allow you to focus on getting the job done right.
There is no one-size-fits-all solution for any janitorial business. That’s why it’s important to discuss where and how you operate with a knowledgeable commercial insurance agent who has experience in insurance for cleaning services and will get you the coverage you need.
Don’t navigate commercial insurance alone. While many potential accidents could threaten the stability of your establishment, working with a trusted advisor who understands bar and restaurant insurance can help protect your investments and allow you to focus on getting the job done right.
There is no one-size-fits-all solution for any establishment, which is why it’s important to discuss where and how you operate with a knowledgeable commercial insurance agent who has experience and will get you the coverage you need.
Why choose the Commercial Insurance Center for janitorial and cleaning services insurance?
By now you understand how important it is for your business to be properly insured. What’s next? Get matched with an expert who will take the time to understand the nuances of your business and industry to get you the right coverage at the right price.
Call the Commercial Insurance Center now at (380) 225-5242 to connect with an agent who has experience providing insurance for cleaning services business owners just like you.
By now you understand how important it is for your business to be properly insured. What’s next? Get matched with an expert who will take the time to understand the nuances of your business and industry to get you the right coverage at the right price.
Call the Commercial Insurance Center now at (380) 225-5242 to connect with an agent who has experience providing bars and restaurant insurance for businesses like yours.