Running a software development or web design consulting business is difficult. Insuring it shouldn't be.
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We live in a digital world. It’s exciting, limitless, and dynamic. You build digital programs, tools, and sites that allow your customers to leverage the latest technology for their businesses. To most, it’s just binary code. But to you, it’s a blank canvas. You studied hard and worked even harder to get to where you are now. But your software or web design consulting business involves complex, interconnected tasks, and there are many issues outside of your control.
Having the right business insurance for consultants secures you and your dreams in the event of bugs, crashes, delays, and more – whether they’re your fault or not.
Without proper business insurance for consultants, claims can take a considerable toll on your financial viability. Here are just a few examples of accidents that could threaten your investments:
Cyber incident: cyber criminals could hack an app you built, and your client might claim that you’re responsible.
Incomplete job: a client could claim that your team didn't complete the job as scoped.
Technology failure: a client’s server could crash, and they might file a lawsuit.
Property damage: while at a client site, you could damage their equipment and risk financial repercussions.
Cyber incident.
Incomplete job.
Technology failure.
Property damage.
General liability (GL) and workers’ compensation (WC) are great starting points for insurance for consultants like software developers and web designers. This will give you baseline protection and peace of mind.
Whether you’re doing integration/installation, application or web development, project management, or designing, you are exposed to unique business risks that demand protection beyond standard GL and WC policies.
Software developers and web designers like you need a comprehensive plan that safeguards your investments, equipment, and personnel wherever you go. Additional types of coverage could include:
We’ve got this. While many potential accidents could threaten the stability of your business, working with a trusted advisor who understands software developers and web designers can help you protect your investments and allow you to focus on making your customers’ dreams a reality.
There is no one-size-fits-all business insurance for consultants, software developers, or web designers. That's why it’s important to discuss the nature of your business with a knowledgeable commercial insurance agent who has experience insuring web designers and software consultants.
By now you understand how important it is for your business to be properly insured. What’s next? Get matched with an expert who will take the time to understand the nuances of your business and industry to get you the right coverage at the right price.
Call the Commercial Insurance Center now at (380) 225-5242 to connect with an agent who has experience providing business insurance for web designers and software consultants like you.
