Auto parts store and auto repair business insurance

Running an auto repair business is difficult. Insuring it shouldn't be. Call to get an auto parts store / auto repair business insurance quote in minutes.

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Keeping your customers' cars and your business running smoothly 

When your car breaks down or needs maintenance, it can have a ripple effect on your daily life. It happens to all of us. As the owner of an auto repair shop or auto parts store, your number one job is to bring safety and normalcy back to your customer’s life. However, working with different cars with different issues is complex, with plenty of risks for you, your employees, and your customers. 

If you own an auto repair shop or auto parts store, it’s important to have the right auto repair business insurance package. A comprehensive policy keeps you, your investments, and your clients’ investments properly protected. 

  • Operate a business with a physical location.

  • Have assets, like inventory or equipment, that can be stolen or damaged.

  • Risk customer injury or property damage due to your operations.

Accidents that could threaten your auto repair shop or auto parts store

Without auto repair business insurance, claims can take a considerable toll on the financial viability of your company. Here are just a few examples of accidents that could threaten your investments:

  • Customer auto damage: a customer’s minivan parked on your property overnight waiting for service in the morning could be damaged while in your care. Without proper auto repair business insurance, you would pay for the damage out of pocket.

  • Property damage: if a tree falls during a storm and damages your auto parts store roof, the right insurance can help ease the burden of repair or replacement. 

  • Work-related injury: your employee could experience a workplace injury, such as a slip and fall on a slick concrete floor. Without proper coverage, your business is at risk for medical and/or legal costs.

  • Save money. Your property and liability risks are bound in a single package with premiums that are typically less expensive than purchasing and renewing each coverage individually.

  • For example, just like when you order a meal at a fastfood restaurant, when you buy the meal deal, it's cheaper than if you buy your sandwich, drink, and fries individually.

  • Simplifies the insurance process and makes it easier for you to manage multiple coverages in one business owner’s policy.

  • It’s invaluable to have the peace of mind that you are properly protected through a range of coverages included in one business owner’s policy so you can focus on growing your business.

Tire change and auto repair business insurance coverage types

What kind of auto repair business insurance do you need for your auto repair or auto parts shop?

The types of insurance you need depend on several variables. You’ll want to be financially covered if you happen to make a mistake, experience an injury, or are the victim of something out of your control.

You need a comprehensive auto repair business insurance plan that safeguards your investments, your equipment, and your personnel. Types of coverage for an auto repair shop or auto parts store could include:

Business interruption.
Garage keepers.
Garage liability.
Tools and equipment.
Other specific coverages to protect your auto repair and auto parts store business.

How to get auto repair insurance

Leave your “get the right insurance” to-do list to the pros. While many potential accidents could threaten the stability of your auto repair shop or auto parts store, working with a trusted advisor who understands auto repair business insurance can help protect your investments and allow you to focus on getting the job done right.

There is no one-size-fits-all solution for any auto repair shop or auto parts store. That’s why it’s important to discuss where and how you operate with a knowledgeable commercial insurance agent who has experience in auto repair business insurance and will get you the coverage you need.

Don’t navigate commercial insurance alone. While many potential accidents could threaten the stability of your establishment, working with a trusted advisor who understands bar and restaurant insurance can help protect your investments and allow you to focus on getting the job done right.

There is no one-size-fits-all solution for any establishment, which is why it’s important to discuss where and how you operate with a knowledgeable commercial insurance agent who has experience and will get you the coverage you need.

Your business is worth protecting

To connect with an agent experienced in auto repair and auto parts business insurance, call the CIC.

Why choose the Commercial Insurance Center for your auto repair business insurance?

By now you understand how important it is for your business to be properly insured. What’s next? Get matched with an expert who will take the time to understand the nuances of your business and industry to get you the right coverage at the right price.

Call the Commercial Insurance Center now at (380) 225-5242  to connect with an agent who has experience providing auto repair business insurance for auto repair shops or auto parts stores just like yours.

By now you understand how important it is for your business to be properly insured. What’s next? Get matched with an expert who will take the time to understand the nuances of your business and industry to get you the right coverage at the right price.

Call the Commercial Insurance Center now at (380) 225-5242  to connect with an agent who has experience providing bars and restaurant insurance for businesses like yours.

CALL NOW (380) 225-5242CALL NOW (380) 225-5242